本人第一次使用信用咭, 不太清楚交賬的運作。
我是使用恆生信用咭,上月我在網上買演唱會票, 用信用咭簽了 $413.
我便在繳費日期之前用 ATM 從我的恆生戶口轉賬了不$413 到我的信用咭户口,
這樣是否代表己繳了費? 銀行是不是會在繳費日期前從信用咭自動扣回 $413 (ie. account balance 變返 $0 )?
謝謝
這樣的信用咭交賬有沒有問題?
2007-03-05 6:45 pm
回答 (3)
2007-03-11 1:36 am
✔ 最佳答案
其實，每當你用咭於商戶購物簽賬後 → 有關商戶會向銀行攞錢 → 而銀行就會喺你信用咭戶口攞錢，令你信用咭戶口出現負數。所以你入錢到你信用咭戶口就等於撥平數： -$413 + $413 = $0 (但賬項需時2天才反映)
順帶一提，繳交恆生信用咭之方法：
1. ATM
2. PPS (繳費靈)
3. HangSeng e-Banking
4. 可向銀行申請信用咭之電話密碼，用電話繳費 (扣咭內戶口)
5. 到分行交現金 (但要收費$30)
6. 支票
2007-03-06 8:45 am
Yes! the amount was deducted when you made the transfer, and your credit card a/c would become $0.
If you are worried, you can call the card centre hotline (no. on your credit card) and check with the operator.
You should also keep your payment receipt until you get your monthly statement.
If you are worried, you can call the card centre hotline (no. on your credit card) and check with the operator.
You should also keep your payment receipt until you get your monthly statement.
2007-03-05 6:52 pm
無錯. 不過你最好保存轉賬的收據, 因為機器不是百分百可以信賴, 如果有差錯都可以證明嗎. 再保險d你可以在atm機查閱該戶口的balance.
收錄日期: 2021-04-12 19:11:32
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20070305000051KK00759