debit card 同 信用卡有咩分別??

Debit card - 會直接晌你個互口度扣錢.. 當你去買野既時候, 你將張提款卡比收錢果個人, 佢會幫你噤個銀碼, 你要enter自己提款卡既密碼, 果個數會即時晌你個銀行戶口度過數...
Credit card - 就唔同喇.. 當你申請一張credit card既時候, 銀行會批一個數目既credit比你.. 當你收到張卡既時候, 你要晌張卡既背面簽個名... 當你去買野既時候, 收銀員會比張單你簽, 代表你接受/承認果個數目.. 到你既結賬日..(每一個人既結賬日都會唔同.. 可能我係每個月既1號, 你就30號咁), 銀行就會寄張單比你找數... 張statement可能會有個叫做最低還款額, 如果你無錢去還清筆數既話, 你可以就咁還minimim payment... 但係如果你只係交最低還款額, 你要比既利息, 係會由你買野果日開始計.. (可能你買完野好耐之後你先收到張結欠單架...) 而之後既利息會按日計算... 相反, 如果你晌到期還款日之前交晒呢, 就唔會有任何利息出現喇..
** 個分別就係, 用debit card, 你有幾多錢晌銀行就只可以洗咁多.. credit card唔同, 只要你張卡仲有credit, 你都可以照用黎買野, 不過到找數既時候就大件事...... d息會係咁加落去.. credit card d利息仲要係好多架添.. 講緊24-35%...

Debit Card is like EPS.
It only will let you make purchase when you have money in your account.

Credit Card is charge card.
You made purchase and pay the bank or card issuer at the next statement.

Debit card can apply when you have money in you account (mostly checking account) while credit card will depends if you have the ability to make the payment or not. Credit card also have a spending limit set by the bank while Debit card is set by your bank balance.