理財顧問既工作要做d咩？

真正的理財顧問,應懂各種不同的投資產品(包括:外幣,股票,債券,基金,保險,對沖,期貨,資產,物業...等),按客戶需要,提供一個完善的建議,包括:產品介紹,資產分配,投資建議,市場分析。

樓上所說的，已經是財務策劃師的工作啦，要考CFP牌的呢！

I totally agree the above person said. However, there are still more for a Financial Consultant to do. He/she need to provide a good planning for the clients. To find out the needs and wants, also the target as well. A good Financial Consultant not only give advise on investment. He/she need to provide the whole planning for the clients. Such as:
Risk Management:- that means insurance, to know the risk behind us.
Taxation:- how to plan the best tax planning.
Investment:- what tools should be use in the investment to acheive the goals.
Estate Planning:- how to plan the asset when they are not here.
Those 4 plannings are must provide to a client to let them know their financial status, also it need to be review between time to time.