✔ 最佳答案
Public Liability: if your client get injured on your resturant the loss of compensation will be paid by the part
Employees’ Compensation: it must buy under the restriction of the law , it protects your empolyee can have enough compensation when they got injured or dead during the working hours
Fire Insurance: if the place you rents or ownes got damage by fire or water,then you need to pay an extra money to recover the resturant. the loss wil be paid by the part.
the above three part is the most common part you need to buy
there are some other businness insurance to buy according your own needs
machinery insurance : if the machinery of the restuarant got damage by accident then it can paid the loss
loss of income: when your resturant got damaged then no income can be made and the policy will pay the proportion of your average income so taht your company keep running without income
there are still other coverages ,if you want to know more .you can contqact me by e-mail