每個月都會入24000, 複利息點計
2007-01-30 12:22 am
我想問, 如果我每個月都會入24000做儲蓄保險, 直到我55 yrs old. 咁淨計我既複利息點計..? 因個P唔係一筆過既本金...唔該!
回答 (2)
2007-01-30 12:59 am
✔ 最佳答案
假設：你今年３５歲（即係仲有２０年先到５５歲）；
年息６％；
咁計出黎有$11,088,981.48
你可以用Excel計，條公式係：
=FV(6%/12,20*12,-24000,,0)
其中：
6%/12－假設年利率6%，即月利率6%/12；
20*12－假設供２０年，叫係供20 x 12期；
-24000－每期供款額；
0－代表月末／下期計息（1代表月初／上期計息）；
希望幫到你啦！
2007-01-30 12:59 am
N = period
I = interest rate
pmt = your saving
F = what you need to calculate.(Future value)
just use excel or your financial calculator and assume you N and I, then you will get F
I = interest rate
pmt = your saving
F = what you need to calculate.(Future value)
just use excel or your financial calculator and assume you N and I, then you will get F
收錄日期: 2021-04-12 22:28:49
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20070129000051KK01834