I've been the bankupt . If you owe to bank . The bank would send u the statement the first or second month . When they didn't receive any feed back from you .They will pass '
the case to some poelple or group that they will slove the promblem to the bank. The group would get some your info from bank, and give u a call .Actually, How to slove and meet them , it's depend on what people you are . If you are nothing . They will charge you 3% of the sum and the total of you owe to bank.
that you owe to bank. If you know some one , this charge might be set off or ignore.