最低付款總額是什麼?

一般信用卡，對於每月月結總數，習慣上不一定要求客戶要全數付清；
大多數的情況，都會定立一個最低的還款數目，
可以讓客戶自訂還款金額。
當然，沒有繳付的餘數通常會被計算利息。

it is a percentage (%) of your total payemnt which you need to pay.

e.g. Your XX Bank statement is $2000, then your min pay of this bill will be 5% of your bill (percentage is vary amoung banks), e.g.100