加息问题?

如果你有十萬元,可以買十件機器同你生產價值一百萬麵包

如果你賣得晒 d 麵包,你可能會樂觀一點預測需求

你可能諗投資更多來賺更多的錢

你可能問銀行借多十萬,多生產一百萬麵包

點知依個世界的需求量只係一百五十萬麵包,

咁你有五十萬麵包唔知可以點了,到時你沒錢還給銀行會破產

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當人人都過度樂觀預測經濟的增長,但實際又增長不到咁多

這只是泡沫經濟

美國加息,係冷卻過熱的經濟

即係你問銀行借錢的成本多了,你未必會借十萬來多生產一百萬麵包

又或者你乾脆存你原有的十萬元入銀行收息,不做麵包了

都可以使經濟以合理的水平去增長

This is because the rise in interest rate cannot slow down the too rapid economic growth.

Certainly, economic growth generates several reward to us including private sectors, government, household, investors and so on. However, too rapid economic growth may be caused by the speculation activities just like the Asian Financial Crisis in 1997-1998. Once we cannot confirm the economic growth is attributed by speculation or by real output rising, we use the rise in interest rate too slow down this extraordinary phenomenon based on the prudent method to stabilise our economies.

I hope the above brief explanation can help you understand the usefulness of interest rate by the FED.