基金或股票那一樣比較穩陣?

1.
基金理論上的風險會較少,因荃金由多隻股票或投資工具組成,可把風險減少.
回報多少,則要看你的股票或基金表現,沒有人能說那一種回報一定較好.
因一般人可接觸的股票都是本地的.但基金則可買外地的股票.若本地市場表現差於外地市場,這樣基金比股票好.
基金和股票都可以月供,最少為1000/隻
如要買基金組合,則最少1200/月,但可同時最多可買10隻
2.
股票:可往證券行/銀行開戶.
基金:可各銀行,保險公司,基金公司買
本報用緊保險公司的月供計劃,如要資訊可聯絡我:[email protected]找陳先生

如果你資金小而又想投資的話，可以去各大銀行開返個基金戶口，每月供款由1000元左右起，有人同你睇你睇住風險少d！
我個人就用緊理財顧問幫我打理緊！每月供款由800至幾千元都可以，當然定左就唔轉得，供幾佰的可以選的基金就無咁多，通常只可選1只！

1. Theorically 基金 風險比較小, because it is more diversified. eg. If you have $55,000, you can only buy one hand of HSBC, so gain or loss is solely depends on HSBC. But if you invest in a HK equity 基金, it may invests 10% on HSBC, 10% Hitchison, 10% Hang Seng etc. so your risk is lower than buying just one stock. 那一個回報大? It depends on which shares you intend to buy, and which shares the 基金 will invest on. Because there is entry fee and annual management fee, so the cost is much higher in 基金. But if you do not know the share market that well, it is worthwhile to invest on 基金. 不用拿太多錢出來投資? One hand of HSBC is around $55,000, one hand of china bank is around $4,200. So it depends on which share you choose. 基金 min entry amount most likely to be from $5,000 to $10,000. HSBC chinese equity min entry is US$1,000.

2. 在那裡可以開戶? Bank and investment company. I myself is using HSBC powervantage account.
需要預備甚麼? HK id card or passport, HK address, money.

管理風險上基金一定較低的，但是回報也同樣較少
股票則相反，也需要花點時間選擇股票

銀行和証卷行，去銀行吧，有網上的買賣戶口，方便又平一點
更重要不用怕倒閉