銀行計算利息問題

If you withdrawn money on 01 May, then the interest will count from 01 Jan to 01 May only.
Bank will still give you interest on 30 June accordingly.
Your entilte interest is ($100,000 X 1%) divide 365 days X (01 Jan to 01 May)==========$331.50 (count 121 days)
Jan 31 days / Feb 28 days / Mar 31 days / Apr 30 days and 01 May (one day)=========121 days (from 01 Jan-01 May)

基本上銀行唔會因你取走活期存款而唔給你(早前存入而應得的)利息,但可能由於成本或行政問題,銀行可能會暫時把少於某金額的利息記存在系統中,繼續把利息累積,直到下一個派息日而利息累積又到某一個金額,才發放利息。
個別銀行有不同安排,請向相關銀行問清楚。

你應收到100000x1%/365(潤年則366)x121日(假設1月1日至5月1日共121日)=約331.51