The following is the balance sheet of a banking system. Suppose the amount of excess reserve is $200.
Assets ($)
Reserves 500
Loan 1000
Liabilities ($)
Deposits 1500
(a)Calculate the actual reserve ratio and required reserve ratio of the banking system
(b)Suppose all banks in the banking system lend out their excess reserves. What is the maximum increase in deposits in the banking system?
banking system
2006-12-06 8:55 am
回答 (1)
2006-12-07 3:52 am
✔ 最佳答案
(a)Actual reserve = 500
Deposit = 1000 + 500 = 1500
Actual reserve ration = 500 / 1500 = 33.3%
Required reserve = 500 - 200 = 300
Required reserve ratio = 300 / 1500 = 20%
(b)
Excess reserve = 200
maximum increase in deposits in the banking system = 200 * 1/0.2 = $1000
Therefore the answer is increase in $1000
參考: Me~~
收錄日期: 2021-04-13 15:35:13
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