如何做電匯

星期五下午三點前可以即日做，睇下匯去國家既時差同銀行辦工時間；理論上去美國既話對方星期五會收到．

下午三點後，銀行ｃｕｔｏｆｆ匯款，而由於好多銀行押匯部星期六都唔辦工，所以要推遲至下星期一先做到，咁對方就要星期一先會收到．

匯款的時間,方法和費用.
匯款的時間
不同的目的地電匯時間都有差異,各銀行電匯所需時都不同,通過有關的銀行查詢熱線(可用1083查詢)問問自然清楚.電匯的方法銀行職員自然會協助你.
方法和費用
郵局匯款和銀行匯款的手續費較貴,你可以比較一吓不同方法的所需費用．
西聯匯款 Find agent location
找出兩地西聯匯款的代理,一方滙錢,一方收錢即可.
Search for Agent Locations Worldwide
http://locator.westernunion.com/AgentLocator/channelHtml/AgentLoc.do?method=load&localeCountry=HK&language=en&specialCountry=HK&invoker=aii&serverNum=13&env=prod&refresh=false&serverName=www.westernunion.com&jsessionID=131161442230723868&secureKey=&serverValue=&IPAddress=172.31.100.143&serverAddress=172.31.100.163:80
舉　例　：
找出西聯匯款Hong kong的代理 Hong kong一方滙錢 (郵政局都有)
Search for Agent Locations Worldwide
Country : Hong Kong (Continue)
找出西聯匯款New York的代理 New York一方收錢
Search for Agent locations in the US or Canada
State/Province/Territory 　: 　Select - New York
Country : United States 　　 (Continue)
http://www.westernunion.com/info/osMoneyTransfer.asp?country=HK#
西聯匯款香港查詢 : CIU Express Co Ltd. 2398 0255 ....
方法２銀行卡直接在線付款
Send Money to and from Hong Kong. Receive Money at any VISA/PLUS ATM
查詢　http://www.ikobo.com/?scr=contact_us
費用：http://www.ikobo.com/?scr=fees
費用計算
http://www.ikobo.com/country/index.php?country=hong-kong&;access=3

2006-12-01 17:09:10 補充：
如果你沒有信用卡可找親友幫助,可以減少費用支出.

2006-12-01 17:14:14 補充：
電匯由hk 去 本地 :在銀行存款,或者提款機都有不同銀行過數的功能.

if you T/T to local (HK) we call CHATS, beneficiary can received at same day, but depend on when you go to bank for this transcation.(after 3:00 pm maybe will receive tomorrow).
if you T/T to other country, eg. usa, uk, canada, european,,japan, australia,new zealand almost can received at the next day(excluded staurday, holiday). South east asia maybe 2/3 working days.
China- some big city can received next day, but depend on the beneficiary bank, some bank, they will required the beneficiary contact bank first then the bank put the money into their account.

本地就用轉帳或支票就可以啦, 不用付電匯費用, 外國你就要問銀行了, 每間銀行都不同, 又不知你外國的地方是指那些地方, 有可能不是間間銀行都可以電匯去到的.

如電匯到中國 就 中國銀行快d, 外國就匯豐銀行 好d