一般22-25歲既男性應該有多少積蓄?

It really depends on your background and income. For example, if your income is around $10k-$12k. Then you need to know your expenditure, normally you will give to your parents 20%-30% and about 35% for normal expenses( food, transport, etc). Around 10% for insurance, then you will have around 25% for saving.

To have a good financial status, you really need to look after your spending and saving habit and control yourself. After all, you can think about to do a target saving and investment planning (for retirement, etc).

Target saving can be use for getting marry, deposit for a appartment, further study, etc. Investment planning can be a long term investment, it can use for your retirement and for your children.

The earlier your start your financial planning, the better result you will get, because of the compond interest effect. Also the planning will need to review every 2-3 years. Because your status will change every now and then, even yourself can be your own financial planner. The only problem we have are, you may not have the time to do all these.

And sometimes we need the professional ideas to improve our situation, therefore you will need a good financial planner to let you know what should you do. Every individual have different matters, it is hard to say everyone will need the same planning. But planning is a must!

相等於佢 3至6 個月的 開支

好難講 ~
要看看你工作多少年
有否家庭負擔
父母多少歲 (太老可能要$醫病)
欠債情況
教育程度
薪金
做緊邊行都好緊要
因為有d職業要求不停進修 咪又洗一筆

大學畢業既,應該無乜,因為還緊錢,
中學畢業做左幾年野,收入穩定,修心養性,屋企又唔係太大負擔既,都應該有d既

不過而家年青人既金錢理念,好似好混亂,
好多人都追潮流,要睇下有無d不良嗜好,或者d燒錢嗜好,
長期欠card數還minimum已係平常事,
又有d人識儲錢,唔識運用d錢,就咁放係銀行等貶值

一般黎講,我估銀行會有1-3個月既收入左右

i have over 300K, but my friend doesn't have any saving, since he got a `big wash' girl friend. it really matter with your background and income, and your expendture method.