我要想一D關於 e banking 的資料, 如 journal , website 等.
有冇人可以幫下我呀?????
e banking
2006-11-14 10:05 pm
回答 (3)
2006-11-16 8:21 pm
✔ 最佳答案
Citibank - https://www.citibank .com.hk/global_docs/ chinese/locations/ci tibank_locations.htmDBS - http://hk.dbs.com/ch in/da11_c.htm
HSBC - http://www.banking.h sbc.com.hk/script/re gional/launched/loca tor/locator.asp?doma in=hk&locator=at m
中銀 -
http://www.bochk.com /web/about/contact_u s/branch_locator.xml ?section=about&l evel_2=contact_us&am p;fldr_id=323
東亞 -
http://www.hkbea.com /hk/pb/branch_and_at ms/branches_and_supr emegold_centres/inde x_tc.htm
恒生 -
http://www.hangseng.com/hsb/chi/home/hsc.html
2006-11-15 1:42 am
Are you doing a research on e-banking?
Information for your reference:
Online banking (or Internet banking) is a term used for performing transactions, payments etc. over the Internet through a bank, credit union or building society's secure website. This allows customers to do their banking outside of bank hours and from anywhere where Internet access is available. In most cases a web browser such as Internet Explorer or Mozilla Firefox is utilized and any normal Internet connection is suitable. No special software or hardware is usually needed.
Features
Online banking usually offers such features as:
- bank statements, with the possibility to import data in a personal finance program such as Quicken or Microsoft Money
- electronic bill payment
- funds transfer between a customer's own checking and savings accounts, or to another - customer's account
- investment purchase or sale
- loan applications and transactions, such as repayments
- account aggregation to allow the customers to monitor all of their accounts in one place whether they are with their main bank or with other institutions.
There is a growing number of banks that operate exclusively online. Because these online banks have low costs compared to traditional banks they can offer high interest rates. Banks that provide exclusive online services usually have the "direct" suffix, like HSBC Direct.
Security
Protection through single password authentication, as is the case in most secure Internet shopping sites, is not considered secure enough for personal online banking applications in some countries. Online banking user interfaces are secure sites (generally employing the https protocol) and traffic of all information - including the password - is encrypted, making it next to impossible for a third party to obtain or modify information after it is sent. However, encryption alone does not rule out the possibility of hackers gaining access to vulnerable home PCs and intercepting the password as it is typed in (keylogging). There is also the danger of password cracking and physical theft of passwords written down by careless users.
Many online banking services therefore impose a second layer of security. Strategies vary, but a common method is the use of transaction numbers, or TANs, which are essentially single use passwords. Another strategy is the use of two passwords, only random parts of which are entered at the start of every online banking session. This is however slightly less secure than the TAN alternative and more inconvenient for the user. A third option, used in many European countries and currently being trialled in the UK is providing customers with security token devices capable of generating single use passwords unique to the customer's token (this is called two-factor authentication or 2FA). Another option is using digital certificates, which digitally sign or authenticate the transactions, by linking them to the physical device (e.g. computer, mobile phone, etc). While most online banking in the United States still uses single password protection, the FDIC has issued regulations requiring that banks implement more secure authentication mechanisms by the end of the year 2006.
Banks in many European countries (including the Scandinavian countries, The Netherlands, Austria and Belgium) are offering online banking for e-commerce payments directly from customer to merchants. For instance, see iDEAL.
**More can be found in http://en.wikipedia.org/wiki/Internet_banking
Information for your reference:
Online banking (or Internet banking) is a term used for performing transactions, payments etc. over the Internet through a bank, credit union or building society's secure website. This allows customers to do their banking outside of bank hours and from anywhere where Internet access is available. In most cases a web browser such as Internet Explorer or Mozilla Firefox is utilized and any normal Internet connection is suitable. No special software or hardware is usually needed.
Features
Online banking usually offers such features as:
- bank statements, with the possibility to import data in a personal finance program such as Quicken or Microsoft Money
- electronic bill payment
- funds transfer between a customer's own checking and savings accounts, or to another - customer's account
- investment purchase or sale
- loan applications and transactions, such as repayments
- account aggregation to allow the customers to monitor all of their accounts in one place whether they are with their main bank or with other institutions.
There is a growing number of banks that operate exclusively online. Because these online banks have low costs compared to traditional banks they can offer high interest rates. Banks that provide exclusive online services usually have the "direct" suffix, like HSBC Direct.
Security
Protection through single password authentication, as is the case in most secure Internet shopping sites, is not considered secure enough for personal online banking applications in some countries. Online banking user interfaces are secure sites (generally employing the https protocol) and traffic of all information - including the password - is encrypted, making it next to impossible for a third party to obtain or modify information after it is sent. However, encryption alone does not rule out the possibility of hackers gaining access to vulnerable home PCs and intercepting the password as it is typed in (keylogging). There is also the danger of password cracking and physical theft of passwords written down by careless users.
Many online banking services therefore impose a second layer of security. Strategies vary, but a common method is the use of transaction numbers, or TANs, which are essentially single use passwords. Another strategy is the use of two passwords, only random parts of which are entered at the start of every online banking session. This is however slightly less secure than the TAN alternative and more inconvenient for the user. A third option, used in many European countries and currently being trialled in the UK is providing customers with security token devices capable of generating single use passwords unique to the customer's token (this is called two-factor authentication or 2FA). Another option is using digital certificates, which digitally sign or authenticate the transactions, by linking them to the physical device (e.g. computer, mobile phone, etc). While most online banking in the United States still uses single password protection, the FDIC has issued regulations requiring that banks implement more secure authentication mechanisms by the end of the year 2006.
Banks in many European countries (including the Scandinavian countries, The Netherlands, Austria and Belgium) are offering online banking for e-commerce payments directly from customer to merchants. For instance, see iDEAL.
**More can be found in http://en.wikipedia.org/wiki/Internet_banking
2006-11-14 10:28 pm
網上銀行要到所屬銀行分行申請網上戶口, 之後才可以用e banking...
據我所知, 基於保安理由申請"網上銀行"一定要經分行處理
據我所知, 基於保安理由申請"網上銀行"一定要經分行處理
收錄日期: 2021-04-12 18:52:48
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20061114000051KK01470