如何投資理財?

廖x興銀行是一間地區性銀行(即不是國際知名的)，資本不太大，但香港有最低10萬元的存款保障，你可自己衡量。

20萬外匯投資的意思是用20萬港幣去買外幣，還是用這20萬作孖展投資呢？無論何者，只須看他們的買賣差價，如是前者，外幣對港幣的買賣差價在300點至400點左右算合理，例如加幣報價6.9000-6.8700(即300點差價)，或澳元6.0450-6.0050等，如是後者，則美元對外幣的買賣差債不應超過10點子，例如加元對美元1.1300-1.1310或澳元0.7710-0.7720等。

因此你可用這些界定去各銀行查詢和作比較，而且原則上外幣投資應該不會有任何手續費。

First of all, I would recommend to look for some well-knowned institutions, such as HSBC, Citi, or finance group such as AIG

And since you are planning to do forex investment, seek for one, that will give you a higher interest rate.

However, if you are planning to invest 200k in foreign exchange, why not diversify your risk in investing different tools? such as stock, fund, currency, or other investment instrument? never put all the eggs into a basket


if you have more questions, feel free to email me.

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