點選擇IFA ? 點知他們的能力? 是否投資through IFA都可以自己選基金組合?

Of course, you can make your own choice even your investment is through IFA.

ifa with good reputable company background will be better as even though the ifa changes his employment, you can still able to find someone to handle your account.
Of course, the qualification, experiences and level of trust are the selection criteria.

IFA 公司黎講：
所屬的公司背景、出唔出名？質素？

個人質素黎講：
過往佢的投資表現、老唔老實

基金組合可以自已選；也可以叫他們比相關的意見。