400萬點作投資分配?
25~30歲
有400萬現金
當中10萬自用
20萬會給家人
30萬留作與友人合資開舖頭
餘下340萬可作投資
請問應如何分配??
400萬點作投資分配?
2006-11-09 10:51 am
回答 (3)
2006-11-18 8:16 am
最低限度放在定期。
識基金、股票的話，就可以放部份落去。
債券、另類投資都可以做 d。
我 quote 返我之前參考過的資產分布，大概如下：
另類投資 10%
房地產 15%
股票 20%
現金存款 25%
債券 30%
識基金、股票的話，就可以放部份落去。
債券、另類投資都可以做 d。
我 quote 返我之前參考過的資產分布，大概如下：
另類投資 10%
房地產 15%
股票 20%
現金存款 25%
債券 30%
參考: Merrill Lynch and Cap Gemini Ernst & Young analysis
2006-11-10 12:33 am
I agree with Akkool, diversify is the key. And use more than one company/agent/broker, for it may turn bad. I used to work in the bank and I have seen investment company bankrupted and people lost everything.
2006-11-09 9:39 pm
If you have such amount,
first, take 20% as cash flow
5% to insurance
20% to real estate
20% to fund
15% to stock
20 % time deposit
first, take 20% as cash flow
5% to insurance
20% to real estate
20% to fund
15% to stock
20 % time deposit
收錄日期: 2021-04-12 22:28:46
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20061109000051KK00380