做外幣定期如何可以賺到錢??

做外幣定期, 其實就唔係會賺到錢, 只係相比下, 港元定期vs外幣定期, 外幣會高息d,
d錢如果淨係放係定期, 因為風險唔大, 所以回報就唔會高,
不過要注意一下
1. 港元兌換成外幣, 再由外幣兌成港元, 會有匯率差額, 決定邊種外幣時要考慮埋匯率是否最高, 會有下滑, 如果唔係第時換返做港紙的時候就會少左錢
2. 定期時間的長短亦會影響息口, 所以你決定做多少錢時, 就要決定埋做幾長時間, 如果你d錢唔等使, 係多餘錢, 做幾長都無所謂la
3. 你可以去唔同的銀行問下, 因為唔同的銀行首先有唔同的最少定期金額, 另外如果你的金額係大的話, 可以揮到高d的息口
如果唔想冒太大的風險就要堅持己見, 唔好聽銀行d customer service sell咁多野

There are 2 ways you can make money from fixed deposit of foreign currency. Let use Australina dollar AUD as an example:

One is obviously you buy AUD at a lower price, say, 5.9700 against HKD, then afterwards, AUD value move up to say, 6.1200, then you make a profit HKD 0.15 for one AUD.

Second is interest gain, it is because AUD around 5% interest rate is higher than HKD around 3.25%, you yield extra 1.75% per AUD held.

I think minimum amount is HKD 50,000 to 100,000, depends on which bank you are depositing.