URGENT! PLZ HELP ! ABOUT PERSONAL LOAN!

I would suggest you NOT to use the remaining card limit to settle the current debts because it will even cause much more interest and finally it make you bankrupt.
(not justified to be bankrupt due to a small amount debt la)
Of course, you must NOT borrow money from Shark Loan (big ear hole).

Try to talk to The Bank of those Credit Card / Financial Company to re-schedule the timing to return the loan. That means you agreed to repay the loan but with a lesser amount in a longer period. The bank / financial company may accept that because at least they can collect the debt after a certain period, that means not one more Bad Debt to them (they do not want bad debt). If you become bankrupt, they cannot get any money too ! Once they got more bad debt, their boss will blame them ah !
If you can really repay the loan regularly and on time, they will not take any further action to bother you. If not, they will find the debt collector, then you will get a lot of trouble la, then even you will lose your temp job or your family will be bothered la.

From now on, be self-disciplined, no more additional loan and repay the existing loan on time. After a certain period, you will no longer have debt (that = stress), then you will be more happy la.

Hope this helps.

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