✔ 最佳答案
I agree with you, cause I did get 40 and 41 before. I know how you feel, sometimes really think I got the right answer. But it does not worth to check the paper, I think they use computer to check the answers. At the end I got 48. But that is HKSI and SFC, no choice and you have to follow it. Because without the licence you cannot work in the finance field. Keep going, I know you can do it. Good luck!!