如果在日本消費用信用卡定現金好？邊張信用卡最好？

簽卡定cash好,係depends on你去的時候,yen兌hk$係高位定低位
我上次去時,hk$7.05兌100yen,係高位,近年yen多數係兌hk$6.7左右

yen高位時look card,咁到shop果邊俾單給bank時,如果d yen已經回落dd,咁即使係計埋handleing charge,咁都可能會低過高位兌cash時個價

咁相反如果yen係在低位,近日yen兌hk$6.5左右,咁look card時,shop果邊俾單給bank時,如果d yen已經升番dd,咁計埋handleing charge,咁應該會高過在hk用cash兌yen個價

我上次在日本look card,隔了差唔多2個月先找數,應該係shop果邊好late先俾單bank,隔左個幾月,yen都由高位$7.05回落去番$6.8x,咁我咪著數左咯!

宜家d yen低位,咁當然係在hk兌多d cash帶去用啦,lee幾年黎,yen多數係徘徊在hk$6.7,趁佢低就入多d啦,即使有剩,咪留番下次用咯,再唔係咪等yen高位時放番hk元咯,無蝕底的

當然係現金啦,現在dyen咁低,用唔完放係家中,等佢高返先賣還好,而且卡會有手續費收,自己用幾多又計得唔好,用現金等自己唔會洗大.....^o^