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Some countries don\'t fit this pattern. These countries are either underdeveloped Asian countries, or developed countries that exert direct control over their economy, thus restricting this service to banks means lots of bureaucracy, paperwork and dreadfully short business hours. This was my experience in Japan, where cashing a US$100 bill can be as complicated as applying for a bank loan, whereas in China, some bank employees have never seen foreign currency before.
To bypass these procedures, try my mother\'s advice and use travelers\' checks or foreign currency at a well-known department store. Quite often, these businesses will oblige, providing change in local currency for purchases as small and inconsequential as a pair of woolen socks.

LOST LUGGAGE
Whenever traveling, your luggage is always in danger of disappearing. Often, it\'s neither the bad guys nor the baggage handlers who are at fault. A delayed flight
or an extra transfer can easily separate you from your luggage. With this in mind, luggage tags are a must, and similarly, essential items should be transported in
carry-on luggage . Once, I was left in wintry minnesota with little more than a woolen blazer and cotton pants. My sweaters, down jacket and scarf had been misdirected to
another location. It would be days before I could shed an oversized, mustard yellow coat on loan from my cousin.