is sunlife insurance a good choice for my money?

Well, I believe Insurance is one of the part of your financial planning. If you ask what company is the best choice, it depends on their plan are flexible enough and care your needs. A good insurance agent must give you professional advise on buying insurance, it doesn't mean the more you buy, you got more protectiong.

According to some of the reports, 40% people bought too much insurance, and 60% people have never checked their insurance when they plan has changed, such as marry, have baby, buying house.... So they may keep paying insurance on somewhere they are no longer need and make some kind of waste.

The tip to buy insurance is to know "Why do you buy insurance?" Don't just listen to the agent.